401(k)'s

Whether you are an employer looking to create an extensive 401(k) plan for your business or an employee who needs help navigating their 401(k) choices, the advisors at The Heritage Group are here to help. Saving for retirement is essential in these uncertain times. Let the advisors at The Heritage Group create the right plan for you.

The Heritage Group has created a strategic team to create the most unique and robust 401(k) plans in the market today.

For many, trying to choose the "right" 401(k) provider can feel like sailing in uncharted waters. As history has shown, calm seas are not always guaranteed, but having the right tools to guide you through the process and reach your destination on time can be an invaluable resource.

The Heritage Group, along with Clark Capital Management Group, are pleased to offer the Navigator 401(k) program.  A complete retirement plan solution that seeks to make it possible for participants to invest with confidence and move toward their retirement goals.

The Navigator 401(k) Difference:

Unique Investment Solutions

Transparency

Co-Fiduciary Services

QDIA Capabilities

Premium Service

Flexibility

 

Did you know as an employer that you are probably the sole fiduciary responsible for your 401(k) plan? That's right; you are on the line for it all. This is one of the key components that make the Navigator 401(k) truly different. With the navigator 401(k) program, a plan sponsor can elect to have Clark Capital act as a 3(38) manager or co-fiduciary regarding the investment selection and monitoring of the plan. Clark Capital will oversee the selection of fund managers, ETFs, and investments, and monitoring each continually to assure adherence to portfolio objectives and risk levels. Clark Capital provides this service at no additional cost when our collective funds are used by the plan.

In addition, the Navigator 401(k) program offers plan sponsors six QDIA (Qualified Default Investment Alternative) options and professionally managed asset allocation models with a built-in strategy that attempts to minimize portfolio losses in adverse market conditions called Sentry protection.

To learn more about this amazing plan, contact a Heritage advisor today.