Financial Planning

Take charge of your future! Whether you are planning for retirement, opening your own business, or preparing for a child's education, helping you achieve your goals and dreams is our only concern. We provide a comprehensive financial plan to help you negotiate the financial barriers that inevitably arise in every stage of life. And since life is constantly changing, so is your financial plan!
We take a holistic approach to the financial planning process. We address all areas of your financial lifestyle. Our advisors are here to coach you through all the important financial decisions throughout your life. We want to bridge the gap between your financial concerns and your life.

There are many obstacles and transitions we go through as we live our lives. Let us take your financial concerns off the table so you can live the life you want to live!

Learn more about our financial planning process:

1. Establishing and defining the client-planner relationship.

The financial planner should clearly explain or document the services to be provided to you and define both his and your responsibilities. The planner should explain fully how he will be paid and by whom. You and the planner should agree on how long the professional relationship should last and how decisions will be made.

2. Gathering client data, including goals.

The financial planner should ask for information about your financial situation. You and the planner should mutually define your personal and financial goals, understand your time frame for results and discuss, if relevant, how you feel about risk. The financial planner should gather all the necessary documents before giving you the advice you need.

3.  Analyzing and evaluating your financial status.

The financial planner should analyze your information to assess your current situation and determine what you must do to meet your goals. Depending on what services you have asked for, this could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.

4. Developing and presenting financial planning recommendations and/or alternatives.

The financial planner should offer financial planning recommendations that address your goals, based on the information you provide. The planner should go over the recommendations with you to help you understand them so that you can make informed decisions. The planner should also listen to your concerns and revise the recommendations as appropriate.

5. Implementing the financial planning recommendations.

You and the planner should agree on how the recommendations will be carried out. The planner may carry out the recommendations or serve as your "coach", coordinating the whole process with your and other professionals such as attorneys or stockbrokers.

6. Monitoring the financial planning recommendations.

We want you to be comfortable knowing all your financial affairs are constantly being taken care of. This frees you to do the things you are most passionate about in your life!